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House Plan Articles:
Testing Category
this is category ... [ More ]
Can The Home Loan That is Best For Your Bank Also Be Best Mortgage For You?
A Bank is a Business and they make their money on Markup just like any other business. In the Case of a Bank Loan the Markup is really the Spread ... [ More ]
How to Finance and Build Your Dream Home
If you have always dreamed of building and living in the home you?ve
helped design, it?s time to seriously consider putting your dream into ... [ More ]
The Red Flags of Getting a Home Loan
Red flags are indicators that there may be a current or future problem with the borrower or transaction. They help Underwriters isolate pertinent ... [ More ]
Mortgage Questions to Ask Your Lender
Buying and financing a home today can be overwhelming. Here are some questions to ask your lender so that you can make informed decisions.
Are ... [ More ]
Understanding Fixed-Rate Mortgages
A fixed-rate mortgage is a mortgage on which the interest rate is set for the term of the loan. Your interest rate stays the same for the term of the ... [ More ]
Secrets Your Banker Won't Tell You - Which Loan is Best for You?
Recently I was driving in my Car and I heard an Ad for a Mortgage lender who claimed they would help you find the Best Loan out of over 400 Different ... [ More ]
How to Buy a Home Without a Down Payment
Mortgage rates are rising and it?s becoming more difficult for a prospective buyer to save up for the necessary down payment. Fortunately, there are ... [ More ]
What to Really Expect for Closing Costs
Closing on a property is a very challenging time for a would-be homeowner. Being informed, either through your mortgage broker, your real estate ... [ More ]
Construction Loan Basics
It might not be too big of an exaggeration to say that the construction loan is one of the more daunting aspects of building your custom home. ... [ More ]
Home Construction Loans
You can maximize your savings by shopping for a lender that can provide you with a combination loan. The combination loan starts as a construction ... [ More ]
How to Compare Fixed Rate Mortgages and Adjustable Rate Mortgages
There are many types of mortgages, and the more you know about them before you start, the better. To compare one Adjustable Rate Mortgage with ... [ More ]
Looking for a Great Mortgage Online
People who are looking for a mortgage today have many more options than those who were searching for a mortgage a few years ago, thanks to the ... [ More ]
Things that You Need to Know before Financing Your Home
Frequent Asking Questions:
What are Points? A. There are several types of mortgage related costs called "points" and their definitions and ... [ More ]
Home Loan Refinancing - What Lenders Don't Want You To Know
Refinancing lenders seems to hold all the cards. They have the money and their own system for determining which type of credit you can qualify for. ... [ More ]
Mortgage Refinance - Tips to Help You Cut Fees and Costs
Saving money through a mortgage refi is more than just finding the lowest interest rates. You can further cut fees and costs through the structure of ... [ More ]
Home Mortgage Refinancing - Things to Consider When Looking to Get Cash Out on a Refinance
When you refinance your home mortgage, lenders often tempt you with the option of cashing out part of your home?s equity. Cash at a comparably low ... [ More ]
Mortgage Refinance - Tips to Help You Cut Fees and Costs
Saving money through a mortgage refi is more than just finding the lowest interest rates. You can further cut fees and costs through the structure of ... [ More ]
Why Buy Stock House Plans vs. Custom? - part II
Stock Houseplans
Stock house plans are, by contrast, home designs which have been developed to fit the needs of a particular group of the ... [ More ]
Why Buy Stock House Plans vs. Custom? - part I
When a person begins the process of building a new house, there are many different aspects that need to be addressed including: where to build, what ... [ More ]
Home Buyer and House Plan Terms and Definitions - part VI
Recording Fee - A charge for recording the transfer of a property, paid to a city, county, or other appropriate branch of government.
Real ... [ More ]
Home Buyer and House Plan Terms and Definitions - part V
Mortgage Broker - A broker who represents numerous lenders and helps consumers find affordable mortgages; the broker charges a fee only if the ... [ More ]
Home Buyer and House Plan Terms and Definitions - part IV
Fixed Rate Mortgage - A mortgage whose interest rate remains constant over the life of the loan. The payments are not necessarily level. (See ... [ More ]
Home Buyer and House Plan Terms and Definitions - part III
Convertibility - The ability to change a loan from an adjustable rate schedule to a fixed rate schedule.
Cooperative - A form of ownership ... [ More ]
Home Buyer and House Plan Terms and Definitions - part II
Balloon - A loan which has a series of monthly payments (often for 5 years or less) with the remaining balance due in a large lump sum payment at ... [ More ]
Home Buyer and House Plan Terms and Definitions - part I
When you start shopping for a new home, you may encounter some words and terms with which you are unfamiliar. The following glossary will help you to ... [ More ]
Learn about your home mortgage options - part V
Here are some things to consider with an ARM or a Hybrid ARM:
- Is my income likely to increase enough to cover higher mortgage payments if ... [ More ]
Learn about your home mortgage options - part IV
State Housing Finance Agency Loans
State Housing Finance Agencies (HFA) provide loans to first-time homebuyers, often at below-market ... [ More ]
Learn about your home mortgage options - part III
VA-Guaranteed Loans
If you are a veteran of military service, reservist, or on active military duty, you may be able to obtain a loan ... [ More ]
Learn about your home mortgage options - part II
Conventional Mortgages
A conventional mortgage is one that is not insured or guaranteed by the government. Conventional loans with a ... [ More ]
Learn about your home mortgage options - part I
A mortgage is a long-term loan that uses real estate as collateral. A mortgage loan is commonly used for buying a home. Mortgage loans are usually ... [ More ]
What are the different types of house foundation types and when to use each? - part III
Changing the Type of Foundation on your home:
Almost any house plan can have its foundation changed. It's common for people to design a ... [ More ]
What are the different types of house foundation types and when to use each? - part II
Choosing the Type of Foundation:
Homeowners and builders make decisions about which type of foundation to use by gauging cost, ... [ More ]
What are the different types of house foundation types and when to use each? - part I
The foundation is the first piece of a home to be constructed and creates a base for the rest of a home's components. There are three types of ... [ More ]
Do stock plans contain everything I need to build in the state of "INSERT HERE"...
One question that we receive almost every day is whether or not the plan package for plan 1234 contains everything that a person would need to build ... [ More ]
What are the different types of house plan packages, and when to use each? - part II
Traditional Set - the basic package of drawings you will need to obtain a building permit, secure your financing, and build your home. It includes ... [ More ]
What are the different types of house plan packages, and when to use each? - part I
For every houseplan on our site, you have several different types of plan set packages that are available to you. These include a review set, single ... [ More ]
What are the most popular floorplan features? - part III
#4: Ease-of-Maintenance ñ The relative time constraints of todayís family unit is at an all-time high. Many families now include two full-time ... [ More ]
What are the most popular floorplan features? - part II
#3: Split-Floorplan Layout ñ There are two basic types of floorplan layouts, which are primarily differentiated through their inherent treatment of ... [ More ]
What are the most popular floorplan features? - part I
One of the most popular questions that people ask when searching for that ìperfectî house plan is ìWhat are (currently) the most requested floorplan ... [ More ]
Home Loans and Mortgages:
Mortgage News | Quicken Loans
Mortgage news from America's #1 online mortgage lender - Quicken Loans
7 easy tips for a greener home
Lately, it seems like going green is one of the trendiest things to do! Fads aside, being environmentally friendly is one of the best things you can do for you wallet, your home, your health and your world.
Credit crunch brings mortgage activity down
The Mortgage Bankers Association announced this morning that applications for mortgage loans, on a seasonally adjusted basis, decreased 14.2 percent last week when compared to the week prior.
Existing home sales dip - FHA may help raise sales
The National Association of Realtors announced today that total existing home sales - including singe-family, townhomes, condominiums and co-ops - decreased 2% in March when compared to the previous month's sales. Increased FHA and conforming jumbo loan limits expected to reverse the trend.
A mortgage calculator can help you find a home
Using a mortgage calculator when you begin your home search is a great idea, especially in today's buyer's market. You can use online mortgage calculators to find out a lot of great information.
FHA loans drive mortgage applications higher
This morning the Mortgage Bankers Association (MBA), in its Weekly Mortgage Applications Survey for the week ending April 11, announced that the Market Composite Index, which measures mortgage loan application volume, jumped 2.5 percent from the week prior.
The lowdown on the new jumbo loan limits
The new loan limits from the Economic Stimulus of 2008 are broken down for the average consumer.
Pros and Cons of Reverse Mortgages
One of the most confusing mortgages to much of the general public is the reverse mortgage. Lots of folks aren't sure what a reverse mortgage is, who qualifies, how to apply, and where to go to get information.
Low rates bring increase in mortgage activity
This morning the Mortgage Bankers Association (MBA), in its Weekly Mortgage Applications Survey for the week ending April 4, announced that the Market Composite Index, which measures mortgage loan application volume, increased 5.4 percent from one week earlier.
Top 10 skills every homeowner needs
Here are the top 10 things a homeowner should know in order to maintain and improve their home, especially if they hope to sell it in a buyer's market.
FHA loans: the what, when, why and who?
FHA will continue to make a comeback in the near future as more and more borrowers realize it's a viable and secure mortgage option.
Home Construction News:
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