Ranch House Plans
Ranch style home plans are indeed practical and functional. They offer quite efficient use of the living and dining area arrangement. The Ranch ... [  More  ]

Mortgage Questions To Ask Your Lender
Here are the 10 key questions to ask at application time to help you find the best overall mortgage loan. If you have already selected a lender and ... [  More  ]

Shingles
Shingles are certainly an important part of your new home building.  An obvious aspect is the roofing coverage that shingles provide; however, ... [  More  ]

Things to Consider When Searching for the Right House Plan
When you begin the seemingly daunting task of picking the right house plan for you and your family, there are a few things one should consider. Take ... [  More  ]

What is the difference between a Lavatory and a Water Closet?
In residential construction, drawings sometimes refer to a small room containing a toilet as a Water Closet. This is often symbolized by a W/C over a ... [  More  ]

Why It Is Better to Build Your Own Home
Why It Is Better to Build Your Own Homeā€¦ Have you ever wondered what it would be like to have a home built just for you? Where you could decide ... [  More  ]

How to Pick Your House Style:
Have you ever wondered if you could build that log cabin, beach house, or maybe a beautiful quaint cottage, but quickly put it out of your head ... [  More  ]

Mortgage Refinance - Tips to Help You Cut Fees and Costs
Saving money through a mortgage refi is more than just finding the lowest interest rates. You can further cut fees and costs through the structure of ... [  More  ]

Why Buy Stock House Plans vs. Custom? - Part II
Stock Houseplans

Stock house plans are, by contrast, home designs which have been developed to fit the needs of a particular group of the ... [  More  ]

Why Buy Stock House Plans vs. Custom? - Part I
When a person begins the process of building a new house, there are many different aspects that need to be addressed including: where to build, what ... [  More  ]

Home Buyer and House Plan Terms and Definitions - Part VI
Recording Fee - A charge for recording the transfer of a property, paid to a city, county, or other appropriate branch of government.

Real ... [  More  ]

Home Buyer and House Plan Terms and Definitions - Part V
Mortgage Broker - A broker who represents numerous lenders and helps consumers find affordable mortgages; the broker charges a fee only if the ... [  More  ]

Home Buyer and House Plan Terms and Definitions - Part IV
Fixed Rate Mortgage - A mortgage whose interest rate remains constant over the life of the loan. The payments are not necessarily level. (See ... [  More  ]

Home Buyer and House Plan Terms and Definitions - Part III
Convertibility - The ability to change a loan from an adjustable rate schedule to a fixed rate schedule.

Cooperative - A form of ownership ... [  More  ]

Home Buyer and House Plan Terms and Definitions - Part II
Balloon - A loan which has a series of monthly payments (often for 5 years or less) with the remaining balance due in a large lump sum payment at ... [  More  ]

Home Buyer and House Plan Terms and Definitions - Part I
When you start shopping for a new home, you may encounter some words and terms with which you are unfamiliar. The following glossary will help you to ... [  More  ]

Learn about your home mortgage options - Part V
Here are some things to consider with an ARM or a Hybrid ARM:

- Is my income likely to increase enough to cover higher mortgage payments ... [  More  ]

Learn about your home mortgage options - Part IV
State Housing Finance Agency Loans

State Housing Finance Agencies (HFA) provide loans to first-time homebuyers, often at below-market ... [  More  ]

Learn about your home mortgage options - Part III
VA-Guaranteed Loans

If you are a veteran of military service, reservist, or on active military duty, you may be able to obtain a loan ... [  More  ]

Learn about your home mortgage options - Part II
Conventional Mortgages

A conventional mortgage is one that is not insured or guaranteed by the government. Conventional loans with a ... [  More  ]

Learn about your home mortgage options - Part I
A mortgage is a long-term loan that uses real estate as collateral. A mortgage loan is commonly used for buying a home. Mortgage loans are usually ... [  More  ]

What are the different types of house foundation types and when to use each? - Part III
Changing the Type of Foundation on your home:

Almost any house plan can have its foundation changed. It's common for people to design a ... [  More  ]

What are the different types of house foundation types and when to use each? - Part II
Choosing the Type of Foundation:

Homeowners and builders make decisions about which type of foundation to use by gauging cost, ... [  More  ]

What are the different types of house foundation types and when to use each? - Part I
The foundation is the first piece of a home to be constructed and creates a base for the rest of a home's components. There are three types of ... [  More  ]

Do stock plans contain everything I need to build in the state of "INSERT HERE"...
One question that we receive almost every day is whether or not the plan package for plan 1234 contains everything that a person would need to build ... [  More  ]

What are the different types of house plan packages, and when to use each? - Part II
Traditional Set - the basic package of drawings you will need to obtain a building permit, secure your financing, and build your home. It includes ... [  More  ]

What are the different types of house plan packages, and when to use each? - Part I
For every houseplan on our site, you have several different types of plan set packages that are available to you. These include a review set, single ... [  More  ]

What are the most popular floorplan features? - Part III
#4: Ease-of-Maintenance The relative time constraints of today's family unit is at an all-time high. Many families now include two full-time ... [  More  ]

What are the most popular floorplan features? - Part II
#3: Split-Floorplan Layout There are two basic types of floorplan layouts, which are primarily differentiated through their inherent treatment of ... [  More  ]

What are the most popular floorplan features? - Part I
One of the most popular questions that people ask when searching for that "perfect" house plan is "What are (currently) the most requested floorplan ... [  More  ]


Home Loans and Mortgages: